Legal Notice - Disclaimer

You will find various information on this website which can be characterised as general information, marketing communications (according to Article 36 of Commission Delegated Regulation (EU) 2017/565) and also information meeting the requirements for investment research (according to Article 36 of Commission Delegated Regulation (EU) 2017/565). 

Marketing communications were not prepared in accordance with legal requirements designed to promote the independence of investment research, and are not subject to any prohibition on dealing ahead of the dissemination of investment research. 

Economic and strategic analyses (also investment research) presented on this website are processed by the relevant units within Erste Group in accordance with all legal requirements. Each economic or strategic analysis comes with its own separate notice. These analyses are of a general nature and do not take into account the individual characteristics of investors with regard to their knowledge and experience, investment goals, risk tolerance and financial situation including the ability of bearing losses. 

The information stated on this website does not constitute investment advisory services  according to the relevant legislation and cannot be considered an offer for the purchase or sale of any financial instruments. You could be outside the target market of financial instruments presented on this website. The value of financial instruments may rise or fall while there is no guarantee of a return on the originally invested amount. Past performance is no guarantee of the same performance in future.  

We recommend that you consult your specific investment plan with a professional advisor who will verify that the planned investment will be commensurate with your professional knowledge and experience, that it will be in compliance with your needs and priorities, financial circumstances and relation to risk, and that your investment profile matches the target market of a specific financial instrument. At the same time, the advisor shall also familiarise you with all possible risks of a specific financial instrument. 

Information is drawn from sources which we consider reliable and complete. We have carefully searched out and collected information to the best of our knowledge and belief, but Česká spořitelna, a.s., members of the Board of Directors and other representatives and employees hereby do not provide any statement or guarantee, expressed or implied, with regard to the accuracy, timeliness, completeness and correctness of the information provided.

They shall also not be liable for any losses or damage of any nature (without limitation, direct or indirect loss or lost profit), which could be a consequence of the use of our website, or may relate to access to the website and/or be a consequence of reliance on said information. 

 

This website works with the following data update time: 

We reserve the right to make changes at any time without notice.

If you require any further information, please contact an advisor at any branch of Česká spořitelna, a.s.

Information status: July 2023